Home buying

The wife and I have decided it’s time to buy a house. We both agreed that since we’re not planning on moving again anytime soon, we’re ready to jump into home ownership. So, to educate ourselves on the home buying process, we headed off to Barnes and Noble and picked up Home Buying for Dummies and The Complete Idiot’s Guide to Buying and Selling a Home. Looked at a few books in the store, and decided on these ones. I figure in about a year and a half or two, once we’ve paid down some of our credit card debt and saved up for a down payment, we’ll finally have our own home somewhere.
I’m looking forward to it.

One Reply to “Home buying”

  1. If you can afford it at all right now, interest rates are extra low now. before we moved, the credit union had a deal to ‘refinance’ our house, from 7% to 3.75%, only paying a minimal fee (ours worked out to ~$650). I guess you would need to look at your bottom line, and see if you can lock in a low, low rate like that, it’ll pay off in the future, especially if the rates are higher when you were planning to buy

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